Savings Account

Savings Account

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Say Hello to a growing balance.

Your Hello membership begins when you open a main share savings account. This account offers an opportunity to build a short-term emergency fund or save for your next big purchase.

Open a Savings Account

Product Details


  • $5.00 minimum opening deposit
  • No minimum balance required
  • Access your funds whenever you need them
  • Add money at any time
  • Dividends earned are posted on the last day of each month
  • Special rates for members 60+

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
Main Share
Term (Months)
Dividend Rate
0.10%
APY*
APR*
Prime + a Margin of
-
0.10%
Min/Max Balance
Notes
$5 Min
Golden Opportunity Savings
Term (Months)
Dividend Rate
0.12%
APY*
APR*
Prime + a Margin of
-
0.12%
Min/Max Balance
Notes
$5 Min

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
4.00%
APY*
-
4.074%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

*APY = Annual Percentage Yield. Rates subject to change. Click to view complete listing of rates and effective date.