Visa® Credit Card

Visa® Credit Card

Hero overlay shape

Extra smileage with every swipe.

From everyday purchases to balance transfers, the Hello Visa Credit Card will make you grin from ear to ear.

Apply for a Credit Card

Consolidate your payments.

Make debt management easier when you transfer the balances from your higher-rate credit cards to your Hello Visa credit card. You get one easy payment and one low rate.

Shop safer online.

If you experience a data breach with a retailer you can easily report the fraudulent activity without allowing access to your checking account.

Have peace of mind while traveling.

It’s a good idea to have emergency funds to fall back on when you’re on the road. If you're limited to only what's in your checking account you might wind up in a pinch.

Product Details


  • No annual fees
  • Low interest rate 
  • Credit limits of up to $15,000
  • Easy balance transfers and cash advances
  • Secured credit cards available1

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
Visa® Credit Card
Term (Months)
Dividend Rate
N/A
APY*
APR*
Prime + a Margin of
11.75%
-
16.00%
Min/Max Balance
Notes

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
4.00%
APY*
-
4.074%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

1Secured cards have a $15 annual fee.

*APR = Annual Percentage Rate. Rates subject to change. Click to view complete listing of rates and effective date.

Consumer Credit Card Agreement & Disclosure