Woman smiles while looking at her phone.

Access your account anytime, anywhere!

Online Banking

24-hour access to your account is right at your fingertips.

  • Transfer money between accounts
  • View account transactions
  • Print statements
  • Print copies of checks that have cleared
  • Set up email and/or text alerts
Person making purchase on their phone with their debit or credit card.
Hands holding a phone take a picture of a check for remote deposit.

Mobile Banking with Remote Check Deposit

Easily manage your accounts on-the-go when you download the Bay CU Mobile App. 

  • Check your balances
  • View your account history and recent purchases
  • Complete transfers
  • Deposit checks
Download on the Apple App Store.Download on Google Play.

Send and Receive Money with Zelle®

We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust. Zelle® is available right from online and mobile banking so you don’t need to download anything new to start sending and receiving money!

How to start using Zelle®:

  • Enroll or log in to Bill Pay
  • Select "Send Money with Zelle®"
  • Accept Terms and Conditions
  • Select your U.S. mobile number or email address and deposit account

That’s it! You’re ready to start sending and receiving money with Zelle®.

How to Mobile Deposit Checks

As listed in the mobile app before submitting, you must endorse checks being deposited as follows:

Sign your name
“For Mobile Deposit Only”
“To Bay Credit Union”
Your Bay CU Account #
Please Note:
  • Check holds and delays of availability may apply
  • Funds are not available for use until the money is visible in your account via online/mobile banking
  • Do not destroy or write on checks you deposit until 7 business days have passed from the date you deposited them
Female with glasses using a mobile app on her phone.

Credit Card App

  • View your recent and pending transactions
  • View your next payment amount and due date
  • Make a payment to your card
  • Report a card lost or stolen
  • Activate your Credit Card
  • Initiate a dispute on any transaction
  • Set your card for Travel
Don't have a FLAG Credit Card yet? Apply Now!
Download on the Apple App Store.Download on Google Play.
CardValet App Icon

Card Valet

What is CardValet?

CardValet is the mobile app that enables you to control debit card usage and spending on-the-go by defining when, where and how your card is used.

CardValet is ideal for users who want to actively manage their cards. Not only is CardValet user-friendly and convenient, but it will aid in our continued efforts to prevent fraud and identity theft for our cardholders.

What are the benefits of CardValet?

Download on the Apple App Store.Download on Google Play.