Life Insurance

Life Insurance

Plan Ahead

Plan Ahead

Bay has partnered with TruStage® Insurance to offer life insurance policies to help our members protect the people who matter most in your life. Any amount of coverage can make a difference, so it makes sense to check rates and look into this important protection. Taking steps to ease the burden of final expenses with life insurance is just one more way to show you care.

TruStage® Life Insurance plans and policies offer rates that fit your budget and that are designed to be affordable. They provide excellent coverage, underwritten by CMFG Life Insurance Company.

Term Life Insurance

If you need a high coverage amount with payments that are designed to fit your budget today—and want flexibility for the future—try TruStage® Term Life Insurance.

What’s covered?

  • After you’re gone, TruStage® Term Life Insurance pays income-tax free money to your family that can be used for any reason.
  • As long as you make your payments, no one can cancel your policy but you—even if you develop cancer or other serious health conditions.
  • Pays within the period you choose.

What are the advantages?

  • Apply in minutes online or over the phone
  • No medical exam or tests
  • Just a few health questions
  • Instant decision
  • Can be converted into whole life policy at a later time

GET A QUOTE


Whole Life Insurance 

If you value security and predictability above all else, Whole Life helps give you peace of mind with comprehensive coverage. 

What’s covered?

  • After you’re gone, TruStage® Whole Life Insurance pays income-tax free money to your family that can be used for any reason.
  • As long as you make your payments, no one can cancel your policy but you—even if you develop cancer or other serious health conditions.
  • Permanent, lifelong protection as long as payments are made.

What are the advantages?

  • Apply in minutes online or over the phone
  • Price never goes up
  • Just 2 health questions
  • No medical exam or tests
  • Instant decision
  • Builds cash value 

GET A QUOTE


Guaranteed Acceptance Life Insurance

TruStage Guaranteed Acceptance Whole Life Insurance gives you the same coverage as a Whole Life policy without the risk of being turned down because of your health, or any reason.

What’s covered?

What are the advantages?

  • Apply in minutes online or over the phone
  • Rates never increase 
  • Coverage never decreases
  • No health questions 
  • No medical exam or tests

GET A QUOTE

Product Details

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Rates

Account Type
Dividend Rate
APY*
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Rates

Loan Type
APR**
Term (Months)
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Helpful Resources

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