Deposit Rates

Savings Calculators

Rates effective as of 07/26/2023 and are subject to change.  Please contact the Credit Union to verify current rates.

Checking Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Basic Checking
0%
0%
$0 Min/$0 Max
Golden Opportunity Checking
0.02%
0.020%
$5 Min / $0 Max

Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Vacation Club Account
0.10%
0.100%
0 Min / $5,000 Max
Main Share
0.10%
0.100%
$5 Min / 0 Max
Christmas Club Account
0.10%
0.100%
0 Min / $5,000 Max
Golden Opportunity Savings
0.12%
0.120%
$5 Min / $0 Max

Youth Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Youth Savings (0-18)
0.10%
0.100%
$5.00 Min / 0 Max

Money Market Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Money Market Account
0.15%
0.150%
$1,500.00 Min / $24,999.99 Max
Money Market Account
0.35%
0.351%
$25,000.00 Min / $99,999.99 Max
Money Market Account
0.55%
0.551%
$100,000.00 Min

Certificate of Deposit***

Account Type
Rate
APY*
Minimum balance
90-Day CD**
.50%
.501%
$500.00
6-Month CD**
1.98%
2.000%
$500.00
12-Month CD**
2.47%
2.500%
$500.00
13-Month CD**
4.89%
5.00%
$500.00
18-Month CD**
2.75%
2.785%
$500.00
24-Month CD**
2.25%
2.273%
$500.00
36-Month CD**
1.50%
1.510%
$500.00
48-Month CD**
1.75%
1.764%
$500.00
60-Month CD**
2.00%
2.018%
$500.00

IRA Certificates

Account Type
Rate
APY*
Minimum balance***
90-Day IRA Certificate**
0.50%
0.501%
$500.00
6-Month IRA Certificate**
1.98%
2.000%
$500.00
12-Month IRA Certificate**
2.47%
2.500%
$500.00
13-Month IRA Certificate**
4.89%
5.00%
$500
18-Month IRA Certificate**
2.75%
2.785%
$500.00
24-Month IRA Certificate**
2.25%
2.273%
$500.00
36-Month IRA Certificate**
1.50%
1.510%
$500.00
48-Month IRA Certificate**
1.75%
1.764%
$500.00
60-Month IRA Certificate**
2.00%
2.018%
$500.00

IRA

Account Type
Rate
APY*
Minimum balance***
Traditional / Roth IRA
0.10%
0.100%
N/A

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Important Information

*APY = Annual Percentage Yield

** An early withdrawal penalty may be assessed for early maturity. Early withdrawal penalty varies based on term. See Certificate and Disclosure Statement provided at account opening for more information.

*** Minimum opening balance of $250 for members under 18 years of age. See our Youth Program Page for more information.