Deposit Rates

Savings Calculators

Rates effective as of 8/1/2022 and are subject to change.  Please contact the Credit Union to verify current rates.

Checking Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Golden Opportunity Checking
0.02%
0.020%
$5 Min / $0 Max

Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Main Share
0.10%
0.100%
$5 Min / 0 Max
Christmas Club Account
0.10%
0.100%
0 Min / $5,000 Max
Vacation Club Account
0.10%
0.100%
0 Min / $5,000 Max
Golden Opportunity Savings
0.12%
0.120%
$5 Min / $0 Max

Youth Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Youth Savings (0-18)
0.10%
0.100%
$5.00 Min / 0 Max

Money Market Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Money Market Account
0.10%
0.100%
$1,500.00 Min / $24,999.99 Max
Money Market Account
0.20%
0.200%
$25,000.00 Min / $99,999.99 Max
Money Market Account
0.30%
0.300%
$100,000.00 Min

Certificate of Deposit***

Account Type
Rate
APY*
Minimum balance
6-Month CD**
0.20%
0.200%
$1,000.00
12-Month CD**
0.30%
0.300%
$1,000.00
24-Month CD**
0.50%
0.501%
$1,000.00
36-Month CD**
0.60%
0.602%
$1,000.00
48-Month CD**
0.80%
0.803%
$1,000.00
60-Month CD**
1.00%
1.005%
$1,000.00

IRA Certificates

Account Type
Rate
APY*
Minimum balance***
6-Month IRA Certificate**
0.20%
0.200%
$1,000.00
12-Month IRA Certificate**
0.30%
0.300%
$1,000.00
24-Month IRA Certificate**
0.50%
0.501%
$1,000.00
36-Month IRA Certificate**
0.60%
0.602%
$1,000.00

IRA

Account Type
Rate
APY*
Minimum balance***
Traditional / Roth IRA
0.10%
0.100%
N/A

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Important Information

*APY = Annual Percentage Yield

** An early withdrawal penalty may be assessed for early maturity. Early withdrawal penalty varies based on term. See Certificate and Disclosure Statement provided at account opening for more information.

*** Minimum opening balance of $250 for members under 18 years of age. See our Youth Program Page for more information.