Finance your new or used** auto with Bay and we’ll have you in the driver’s seat in no time! Experience stress-free car shopping when you apply online and get pre-approved before you shop.
Love your car, but not your loan? If you currently have an auto loan with another lender you can refinance with Bay and enjoy lower rates. You could even free up some cash each month with lower payments.
*APR = Annual Percentage Rate/ Rates subject to change. Click to view complete listing of rates and effective date.
**New: Financed less than 120 days/less than 5,000 miles
**Used: Any vehicle previously titled
Note 1: Maximum loan term depends on the financed amount, age of collateral, and credit experience of the borrower. In order to qualify for longer loan terms, members must finance at least $15,000 to request 61 to 72 months, and at least $25,000 to request 73 to 84 months.