Auto Loans

We'll help you buy or refi.

We'll help you buy or refi.

Finance your new or used** auto with Bay and we’ll have you in the driver’s seat in no time! Experience stress-free car shopping when you apply online and get pre-approved before you shop.

Apply for an Auto Loan

Product Details

  • Up to 100% financing for new and used autos
  • Terms up to 84 months
  • Easy online application 
  • Competitive rates
  • Payment protection available:
    -Life and disability insurance
    -Vehicle warranties

Refinance Your Auto

Love your car, but not your loan? If you currently have an auto loan with another lender you can refinance with Bay and enjoy lower rates. You could even free up some cash each month with lower payments.

Download in the Apple App StoreDownload in the Google Play Store


Account Type
Dividend Rate
Min / Max balance
No items found.


Loan Type
Term (Months)
New Auto
5.24% - 17.99%
Up to 84
Used Auto
6.24% - 17.99%
Up to 84
Older Used Auto (8 - 10 Model Years)
8.99% - 17.99%
Up to 60

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