Auto Loans

We'll help you buy or refi.

We'll help you buy or refi.

Finance your new or used** auto with Bay and we’ll have you in the driver’s seat in no time! Experience stress-free car shopping when you apply online and get pre-approved before you shop.

Apply for an Auto Loan

Product Details

  • Up to 100% financing for new and used autos
  • Terms up to 84 months
  • Easy online application 
  • Competitive rates
  • Payment protection available:
    -Life and disability insurance
    -Vehicle warranties
    -GAP

Refinance Your Auto

Love your car, but not your loan? If you currently have an auto loan with another lender you can refinance with Bay and enjoy lower rates. You could even free up some cash each month with lower payments.

Download in the Apple App StoreDownload in the Google Play Store

Need to Select or Change your Pin Number?

Call 1-888-886-0083

Rates

Account Type
Dividend Rate
APY*
Min / Max balance
No items found.

Rates

Loan Type
APR**
Term (Months)
New Auto
1.99% - 15.99%
Up to 84
Used Auto
2.99% - 16.99%
Up to 84
Older Used Auto (8+ Model Years)
5.99% - 17.99%
Up to 60

Helpful Resources

Resources