Personal Loans

Financing made easy.

Financing made easy.

Signature Loan

A Signature Loan from Bay can be used for anything you can imagine. With a fixed term and a low rate line of credit, it’s perfect for larger purchases that you need a little time to pay off.

  • No collateral required
  • Easy online application 
  • Competitive rates
  • Borrow up to $15,000

We understand that your financing needs don’t always fit into a clear category. If you are interested in financing tangible property that is clearly marked with a serial number, call us today to see if you qualify for a Small Equipment Loan.

Special Loan

We also offer special small dollar loans, up to $1,000, to help with unexpected expenses that aren’t easy to plan for. These loans can be paid back in up to 12 months.

Apply for a Personal Loan

Product Details

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Rates

Account Type
Dividend Rate
APY*
Min / Max balance
No items found.

Rates

Loan Type
APR**
Term (Months)
Signature / Personal Line of Credit
9.50% - 18.00%
N/A
Special Loan**
18.00%
Up to 12
Standard Unsecured
8.99% - 17.99%
Up to 48

Helpful Resources

Resources