*APR = Annual Percentage Rate. Rates subject to change. Click to view complete listing of rates and effective date.
**Special Loan: This loan type requires direct deposit into your Bay CU account for at least 90 days. If qualified, available loan amounts are $500 in year one, $750 in year two, and $1,000 in year three. Members must maintain good standing with Bay CU in order to qualify for subsequent loan requests and the loan must be paid in full before subsequent requests can be processed. A processing fee of $30 applies to loans for $500, $40 for loans of $750, and $50 for loans of $1,000. The processing fee must be paid by the member and cannot come from loan proceeds.