Bay is a community Credit Union and welcomes our neighbors who live or work in Bay, Gulf, Jackson, Walton, or Washington counties in Florida to membership. Other eligible groups include employees of Bay Credit Union, organizations of such persons not covered by a credit union of their own, and members of the immediate families of any of the above.

When you join Bay Credit Union you’ll have access to convenient banking services and resources PLUS through our Shared Branching program, you’re never too far from a branch.