ALL BRANCHES CLOSED MAY 31 IN OBSERVANCE OF MEMORIAL DAY
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News and Promotions

Online, Mobile and Bill Pay Video Tutorials

Watch the video tutorial below to learn more about our online banking platform.

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Watch the video tutorial below to learn more about our online bill payment platform.

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Watch the video tutorial below to learn more about mobile banking platform.

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Watch the video tutorial below to learn more about CardValet.

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Watch the video tutorial below to learn more about Identity Theft Protection.

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Watch the video tutorial below to learn more about PopMoney.

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Put Your Money Where Your House Is!  Low Rates on HELOCs

Rates as low as 4.25%APR*

Your home is where your heart is….but it is also where your money is! Make the most of your investment by using the equity you have built to turn your house into your dream castle, wash away all those little debt payments for one monthly installment, or finance your next big ticket purchase!

Apply Now

*APR is Annual Percentage Rate. Credit standards apply and Bay CU membership is required. Rate will be determined by credit score and will adjust annually based on the Wall Street Journal Prime Rate. Loan amounts range from $10,000 to $100,000 with a maximum loan to value of 80% of single family homes that must also be your primary residence. Lower limits and additional restrictions apply to other property types, like manufactured housing. There is a $295 processing fee due at closing, which may come from proceeds. Bay CU pays all other closing costs as long as the loan stays outstanding for 24 months. Ask a Bay CU representative for more information, including fees, draw period, features of the adjustable rate, and any additional requirements. Federally Insured by NCUA. Bay CU NMLS ID# 462113

 

What you should know about home equity lines of credit

Reduce REFI Relax

Woman enjoying beach with new car

Say hello to savings!

Navigate your auto loan towards Bay Credit Union and we’ll beat your current auto rate by 2%* or more when you apply online! We’re making waves at Bay! Join us to enjoy the best of banking in Bay County.

   1% OFF your current Auto Loan Rate

+ 1% OFF when you Apply Online.

 

*1.00% rate discount is off the applicant’s current auto loan rate with another lender. Additional 1.00% rate discount (max 2.00% discount) applies to those applicants that apply online. No other discounts apply. Proof of current rate may be required. Floor rate for all auto loans is 1.99% APR. Credit standards apply. Bay CU membership required. Offer subject to change at any time.

Wiring Instructions

RECEIVING ABA# (or Routing #) 262090120

Receiving Institution:

Corporate America Credit Union         

4365 Crescent Road 

Irondale, AL 35210

 

BENEFICIARY ABA# (or Routing #) 263281543

Beneficiary Institution:

Bay Credit Union   

601 Highway 231

Panama City, FL 32405

 

FINAL CREDIT TO: 

Member’s Name

Member’s Account

Member’s Address