Rates as low as 4.25%APR*
Your home is where your heart is….but it is also where your money is! Make the most of your investment by using the equity you have built to turn your house into your dream castle, wash away all those little debt payments for one monthly installment, or finance your next big ticket purchase!
*APR is Annual Percentage Rate. Credit standards apply and Bay CU membership is required. Rate will be determined by credit score and will adjust annually based on the Wall Street Journal Prime Rate. Loan amounts range from $10,000 to $100,000 with a maximum loan to value of 80% of single family homes that must also be your primary residence. Lower limits and additional restrictions apply to other property types, like manufactured housing. There is a $295 processing fee due at closing, which may come from proceeds. Bay CU pays all other closing costs as long as the loan stays outstanding for 24 months. Ask a Bay CU representative for more information, including fees, draw period, features of the adjustable rate, and any additional requirements. Federally Insured by NCUA. Bay CU NMLS ID# 462113
What you should know about home equity lines of credit