Online Banking
Rates
Term Share Certificates Share Rates Loan Rates Fee Schedule
Effective as of: SEPTEMBER 1, 2018
| CREDIT UNION MEMBERSHIP | |||||
| SITUATION | FEE | DETAILS | |||
| New Membership Fee | $5.00 | Non-refundable, one-time fee to join the credit union | |||
| SAVINGS ACCOUNT FEE | |||||
| SITUATION | FEE | DETAILS | |||
| Savings Dormant Account Fee | $5.00 | Per month if no other activity in relationship accounts after one (1) year and is under $100.00. **Excludes Buddy Bear Accounts** | |||
| Savings, Club, Money Market, and IRA Savings Accumulator Transaction Fee | $3.00 | Per withdrawal/transfer if over three (3) withdrawals/transfers per month | |||
| Returned Deposit Item Fee | $5.00 | Per Item | |||
| Returned Deposit Item Fee | $50.00 | Self to Self Checks (Per Item) | |||
| CHECKING ACCOUNT FEE | |||||
| SITUATION | FEE | DETAILS | |||
| Checking Dormant Account Fee | $5.00 | Per month if no other activity in relationship accounts after one (1) year and is under $100.00. | |||
| NSF Fee | $30.00 | Per item | |||
| Returned Deposit Item Fee | $5.00 | Per item | |||
| Returned Deposit Item Fee | $50.00 | Self to Self Checks (Per Item) | |||
| Check Printing Fee | Varies | Prices may vary depending on style | |||
| Stop Payment Fee | $20.00 | If done by Credit Union | |||
| $10.00 | If done by Telephone Teller or Internet | ||||
| Overdraft Protection Fee | $3.00 | If over three (3) transfers per month | |||
| CARD FEE | |||||
| SITUATION | FEE | DETAILS | |||
| Debit Card | $10.00 | Replacement card if lost or damaged / $0.00 If due to Fraud | |||
| Rush Order for Debit/Credit Card | Actual Cost | ||||
| Gift Cards | $3.00 | Per card | |||
| OTHER SERVICE FEES (Applicable to all accounts) | |||||
| SITUATION | FEE | DETAILS | |||
| Account Closing Fee | $25.00 | If closing account within six (6) months of account opening. | |||
| Abused Account Fee | |||||
| Bad Address Fee | $5.00 | Per month | |||
| Account Research Fee | $15.00 | Per hour with minimum charge of $5.00 PLUS $1 per page printed | |||
| Account Histories Printout Fee | $1.00 | Per page | |||
| Statement Copy Fee | $1.00 | Per Page | |||
| Check Copy - Copy of Paid Draft Fee | $5.00 | Per item | |||
| Fax Fee - Members Only | $2.00 | Per page - Incoming / Outgoing | |||
| Official Checks / Cashier Check | $3.00 | Per Check (Golden Opportunity 1 Free per day, each additional $3.00 per check) | |||
| Money Order Fee | $2.00 | Per MO (Golden Opportunity 1 Free per day, each additional $2.00 per money order) | |||
| Paper Statement Fee | $2.00 | Per month (Golden Opportunity No Charge) | |||
| Levy and/or Garnishment Fee | $50.00 | ||||
| COLLECTIONS | |||||
| SITUATION | FEE | DETAILS | |||
| Loan Hardship Extension | N/A | Per Loan - One (1) extension per loan per year. | |||
| Skip Pay | $25.00 | Per Loan Two (2) Skip Pay per loan year | |||
| Convenience Fee | $5.00 | Loan payments made by phone using a Visa or MasterCard. | |||
| ELECTRONIC FUNDS TRANSFER FEES | |||||
| SITUATION | FEE | DETAILS | |||
| ATM NSF Fee | $30.00 | Per item | |||
| ACH Stop Payment Fee | $20.00 | Per ACH transaction | |||
| Foreign ACH Posting | |||||
| Wire Transfer Fee | $5.00 | Per incoming transfer | |||
| Wire Transfer Fee | $20.00 | Per outgoing transfer | |||
| Popmoney | $.60 | 3-day delivery, per outgoing transaction | |||
| $1.25 | Next day delivery, per outgoing transaction | ||||
| $.60 | 3-day delivery, per incoming transaction | ||||
| SAFETY DEPOSIT BOX FEES | |||||
| SITUATION | FEE | DETAILS | |||
| Annual Rental | $20.00 | Size: 3 x 5 | |||
| Annual Rental | $30.00 | Size: 3 x 10 | |||
| Annual Rental | $40.00 | Sixe: 5 x 10 | |||
| Annual Rental | $80.00 | Sixe: 10 x 10 | |||
| Replacement Key Fee | At Cost | ||||
| Drilling Fee | At Cost | ||||
| BUSINESS ACCOUNT | |||||
| SITUATION | FEE | DETAILS | |||
| Savings | Deposit of $30.00 to open account | ||||
| Checking | Deposit of $50.00 to open account | ||||
| Transaction Fee | $0.10 | Per transaction in excess of 100 First 100 transactions per month are free | |||