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Rates

Term Share Certificates Share Rates Loan Rates Fee Schedule

Effective as of: September 18, 2020
Loan Rates
LOAN TYPEAPR*TERMMAX LOAN AMOUNT
Auto Loans1.99% - 17.99%6 Months - 84 MonthsUp to 120% LTV**
Boat Loans5.50% - 17.99%6 Months - 180 Months***Up to 120% LTV**
RV/Campers Loans5.50% - 17.99%6 Months - 180 Months***Up to 120% LTV**
Motorcycle Loans4.99% - 17.99%6 Months - 84 MonthsUp to 120% LTV**
Signature Loan/Line of Credit8.99% - 17.99%6 Months - 48 Monthsup to $15,000.00
Certificate Secured Loan****Dividend Rate plus 2.00% 6 Months - 60 Monthsup to $50,000.00
Share Secured LoanDividend Rate plus 2.00%6 Months - 60 Monthsup to $15,000.00
VISA Gold / Platinum Credit Card6.00% - 16.00%N/Aup to $15,000.00
Visa Share Secured Credit Card (*)13.44%
*Annual Percentage Rate (APR) are determined by an evaluation of your credit worthiness for Qualifying interest rates, term and loan-to-value (LTV). The rates listed above are subject to change without notice.
**Loan to Value - Includes GAP (Guaranteed Asset Protection), Warranty, and Tax, Tag and Title Fees
***Minimum loan $15,000 for 72 months; $25,000.00 for 84 months and $40,000.00 for 120 months. Only new boats eligible for 121 - 180 months.
****Loans Secured by a Certificate of Deposit, are calculated by the term of the Certificate of Deposit.
(*) Share secured Visa - Card limit plus 10% deposited to secured savings account, Annual fee of $15.00