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Contrast Checking Accounts | Bay Credit Union

Rates

Term Share Certificates Share Rates Loan Rates Fee Schedule

Effective as of: July 1, 2021
APY= Annual Percentage Yield
SHARE ACCOUNTS
SHARE TYPESDividend RateAPY*
Regular Shares (Savings)0.05%0.05%
Share Drafts (Checking)0.00%0.00%
Buddy Bear Savings0.05%0.05%
Golden Opportunity Savings0.06%0.06%
Golden Opportunity Checking0.01%0.01%
IRA Accumulator 0.05%0.05%
Christmas Club Savings0.05%0.05%
Vacation Club Savings0.05%0.05%
 
Money Market Savings
$1,500.00 - $24,999.990.05%0.05%
$25,000.00 - $99,999.990.10%0.10%
$100,000.00 - over0.15%0.15%
 
BUSINESS ACCOUNT
Business Savings
0.05%0.05%
Business Checking
Minimum $2,500.000.00%0.00%
Less than $2,500.000.00%0.00%