Share Rates  |  Loan Rates

Share Rates                                                                                                                           APY= Annual Percentage Yield     l SHARE TYPE Dividend Rate APY* Regular Shares (Savings) 0.25% 0.25% Share Drafts (Checking) 0.10% 0.10% Money Market Savings       $1.00 - $1,999.00 0.30% 0.30%   $2,000.00 - $9,999.00 0.30% 0.30%   $10,000.00 - $24,999.00 0.30% 0.30%   $25,000.00 - $49,000.00 0.30% 0.30%   $50,000.00 & Over 0.30% 0.30% Money Market Checking       Minimum $1,000.00 0.20% 0.20%   Less than $1,000.00 0.10% 0.10% Golden Opportunity Savings 0.30% 0.30% Golden Opportunity Checking 0.15% 0.15% Business Savings 0.25% 0.25% Business Checking       Minimum $2,500.00 0.10% 0.10%   Less than $2,500.00 0.00% 0.00% IRA Accumulator 0.25% 0.25% Christmas Savings 0.25% 0.25% Vacation Savings 0.25% 0.25% Bright Future Savings 0.25% 0.25% Young Adult Savings 0.25% 0.25% Young Adult Checking 0.10% 0.10% Term Share Certificates        90 Day 0.15% 0.15%   6 Month 0.45% 0.45%   12 Month 0.65% 0.65%   18 Month 0.90% 0.91%   24 Month 1.05% 1.05%   36 Month 1.30% 1.31%   48 Month 1.55% 1.56% *APY=Annual Percentage Yield Certain fee's could reduce the earnings and the Annual Percentage Yield on the account.                                                                                                                A penalty may be imposed for early withdrawal. All rates are subject to change. The annual percentage is accurate as of June 21, 2011 Share Rates  |  Loan Rates  |  Top

Loan Rates  LOAN TYPE DAILY PERIODIC RATE ANNUAL PERCENTAGE RATE Vehicles current to 4 years old* 0.006821 - 0.046575% 2.49 - 17.00% Vehicles 5 to 7 years old* 0.010931 - 0.046575% 3.99 - 17.00% Older Model or Antique Autos* 0.016410 - 0.046575% 5.99 - 17.00% New and Used Boats* 0.009561 - 0.046575% 3.49 - 17.00% New and Used RVs/Campers* 0.009561 - 0.046575% 3.49 - 17.00% New and Used Motorcycles* 0.009561 - 0.046575% 3.49 - 17.00% Signature Loan or Line of Credit* 0.026027 - 0.047260% 9.50 - 17.25% Certificate Secured Loan**   Rate paid + 2.00% Share Loan 0.008219 - 0.015068% 3.00 - 5.50% Other Secured Loan* 0.024657 - 0.046575% 9.00 - 17.00%       *Rate will be determined by your credit bureau Risk Score. Rates May be discounted for automatic payment and direct deposit. Rates may also be increased because of LTV, debt ratio, and unsecured credit.  **Certificate must be renewed until the advance is completely paid.  Failure to do so will result in default. When certificate is renewed the Annual Percentage Rate will be changed to reflect the new dividend rate.  Any increase in the Annual Percentage Rate will result in an increased payment amount.

Share Rates  |  Loan Rates  |  Top