| Savings Account Fees |
| SITUATION |
FEE |
DETAILS |
| Savings Dormant Account Fee |
$5.00 |
Per quarter if no savings, checking or loan account activity after one (1) year and account under $50.00 |
| Savings, Club, Money Market, and IRA Savings Accumulator Transaction Fee |
$3.00 |
Per withdrawal/transfer if over three (3) withdrawals/transfers per month |
| Checking Account Fees |
| SITUATION |
FEE |
DETAILS |
| NSF Fee |
$27.50 |
Per item |
| Returned Item Fee |
$5.00 |
Per item |
| Check Printing Fee |
Varies |
Prices may vary depending on style |
| Stop Payment Fee |
$20.00
$5.00 |
If done by Credit Union
If done by Telephone Teller or Internet |
| Overdraft Protection Fee |
$3.00 |
If over three (3) transfers per month |
| Other Service Fees (Applicable to all accounts) |
| SITUATION |
FEE |
DETAILS |
| Account Research Fee |
$15.00 |
Per hour with minimum charge of $5.00 |
| Statement Copy Fee |
$1.00 |
Per Page |
| Deposited Item Return Fee |
$5.00 |
Per item |
| Wire Transfer Fee |
$5.00 |
Per incoming transfer |
|
Wire Transfer Fee
International Wire Transfer Fee
|
$20.00
$40.00
|
Per outgoing transfer |
| Foreign ACH Posting |
$5.00 |
|
| Copy of Paid Draft Fee |
$5.00 |
Per copy |
| Temporary Checks Fee |
$3.00 |
Per sheet of four checks |
| Account Histories Fee |
$1.00 |
Per page |
| Stop Payment Fee |
$20.00 |
For one (1) check |
| Stop Payment Fee |
$30.00
|
For more than one (1) check or for entire book |
| Non-Member Check Cashing Fee |
$15.00 |
|
| Non-Relationship Account Check Cashing Fee |
$5.00 |
Relationship accounts are any accounts in addition to a savings account |
| Check Cashing for accounts with a minimum balance in savings account. |
$7.00 |
|
| Bad Address Fee |
$10.00 |
Per quarter |
| Fax Fee - Members Only |
$2.00 |
Per page - Incomming / Outgoing |
| Abused Account Fee |
$35.00 |
|
| Travelers Checks Fee |
$1.50 |
Per $100.00; One Signature |
| Travelers Checks Fee |
$2.00 |
Per $100.00; Two Signatures |
| Money Order Fee |
$2.50 |
Does not apply to Golden Opportunity Savings Account
|
| Levy / Garnishments |
$25.00 |
|
| More than two accounts |
$5.00 |
Per social security number. Monthly fee each account |
| Fraud on Debit Card |
|
Member is responsible for the first $50.00 |
| Rush Order for Debit Card |
$42.00 |
|
| Rush Order for PIN Number |
$42.00 |
|
| Incomming / Outgoing fax for Members |
$2.00 |
|
| Gift Cards |
$3.00 |
|
| Electronic Funds Transfer Fees |
| SITUATION |
FEE |
DETAILS |
| ATM NSF Fee |
$27.50 |
Per item |
| |
|
|
| Safety Deposit Box Fees |
| SITUATION |
FEE |
DETAILS |
| Annual Rental |
$20.00 |
Size: 3" x 5" |
| Annual Rental |
$30.00 |
Size: 3" x 10" |
| Annual Rental |
$40.00 |
Size: 5" x 10" |
| Annual Rental |
$80.00 |
Size: 10" x 10" |
| Replacement Key Fee |
At cost |
|
| Drilling Fee |
At cost |
|
| Credit Union Membership |
| SITUATION |
FEE |
DETAILS |
| Membership Share |
$5.00 |
Par value; Must purchase five (5) shares |
