Savings Account Fees   SITUATION FEE DETAILS Savings Dormant Account Fee $5.00 Per quarter if no savings, checking or loan account activity after one (1) year and account under $50.00 Savings, Club, Money Market, and IRA Savings Accumulator Transaction Fee $3.00 Per withdrawal/transfer if over three (3) withdrawals/transfers per month Checking Account Fees   SITUATION FEE DETAILS NSF Fee $27.50 Per item Returned Item Fee $5.00 Per item Check Printing Fee Varies Prices may vary depending on style Stop Payment Fee $15.00 $5.00 If done by Credit Union If done by Telephone Teller or Internet Overdraft Protection Fee $3.00 If over three (3) transfers per month Other Service Fees (Applicable to all accounts)   SITUATION FEE DETAILS Account Research Fee $10.00 Per hour with minimum charge of $5.00 Statement Copy Fee $1.00 Per copy  Deposited Item Return Fee $5.00 Per item Wire Transfer Fee $2.00 Per incoming transfer Wire Transfer Fee $15.00 Per outgoing transfer Copy of Paid Draft Fee $5.00 Per copy Temporary Checks Fee $3.00 Per sheet of four checks Account Histories Fee $1.00 Per page Stop Payment Fee $30.00 For more than one check or for entire book Non-Member Check Cashing Fee $15.00    Non-Relationship Account Check Cashing Fee $5.00 Relationship accounts are any accounts in addition to a savings account Bad Address Fee $10.00 Per quarter Fax Fee $1.00 Per page Abused Account Fee $25.00    Travelers Checks Fee $1.50 Per $100.00; One Signature Travelers Checks Fee $2.00 Per $100.00; Two Signatures Money Order Fee $1.00 Does not apply to Golden Opportunity Savings Account Electronic Funds Transfer Fees   SITUATION FEE DETAILS ATM NSF Fee $27.50 Per item Safety Deposit Box Fees   SITUATION FEE DETAILS Annual Rental $20.00 Size: 3" x 5" Annual Rental $30.00 Size: 3" x 10" Annual Rental $40.00 Size: 5" x 10" Annual Rental $75.00  Size: 10" x 10" Replacement Key Fee At cost   Drilling Fee At cost   Credit Union Membership   SITUATION FEE DETAILS Membership Share $5.00 Par value; Must purchase five (5) shares