New counties added for membership (2/1/16)

If you live or work in Bay, Gulf, Jackson, Walton or Washington counties, you may now be eligible to become a member of Bay Credit Union.

Drive-thru times earlier (11/2/15)
Callaway, Lynn Haven and Panama City (Main) branch drive-thru hours now start at 8:00 AM, 30 minutes earlier for you.
10,000 members!
We would like to welcome our 10,000th member, Makayla T.
Lynn Haven branch open (4/24/15)
Bay Credit Union is happy to announce the opening of a new branch at 1302 Ohio Avenue north of Hwy 390 in Lynn Haven on Highway 77 on Monday, March 9. Drive through hours are 8-4:30 and lobby hours are 8:30-4:30
New ATM surcharge-free network: Allpoint (1/1/15)
Starting January 15, 2015, your Bay Credit Union Debit card can withdraw cash from over 30 more locations in Bay County and over 55,000 locations world-wide. The Allpoint Network has ATMs located at CVS, Walgreens, Target, Winn Dixie, and many other retail outlets. The website: Click here for ATM locations will locate ATMs by location. Any marked CU-24, CU-Here or Allpoint that are marked surcharge-free should be at no cost to you.
Refer a friend, earn up to $50 each (10/8/14)
Refer a friend, neighbor, family member or co-worker for services and earn FAST CASH.
Click here for more details
Report Your Debit Card Lost or Stolen (9/25/13)
If your debit card is lost or stolen- call 1-800-554-8969

For any issues please email